Debit Cards

Your Heartland State Bank debit card connects you directly to your checking account. So you can withdraw funds at the ATM or pay for what you need.

Make signature-based purchases, in-person, online, or over the phone. Or, opt for PIN-based purchases and request cash surcharge-free from merchants — avoiding the ATM altogether.

MasterCard SecureCode is a private code for your MasterCard account that gives you an additional layer of online shopping security. Sign up today for MasterCard SecureCode!

Debit Card Benefits:

  • Free with any HSB Checking account

  • Links directly to your checking account balance

  • Use your debit card to withdraw cash

  • Make purchases in-person, online, or over the phone

  • No bills or change to carry

  • No checks to write

  • ATM Machine

    • This service is available at our Redfield Bank. It's easy to use, fast service, no check writing hassles, no identification required.

Lost or Stolen Card

For customer service or to report a lost or stolen card during business hours call 605-475-5500. After business hours call 800-472-3272.

Card Valet

The best way to monitor and manage your debit card is with CardValet mobile app. Use the app to receive real-time transaction alerts and set customized usage controls.

  • Protect Yourself

  • Track Card Use

  • Set Debit Card Limits


Heartland State Bank uses the MoneyPass ATM network that allows you to access 37,000 convenient surcharge-free ATMs nationwide. 

Visit to locate a MoneyPass ATM near you.