CD's / IRA's


Certificate of Deposit (CD's)

Get the best return on investment for your money. Invest in a Heartland State Bank Certificate of Deposit and earn a guaranteed return. From short-term to long-term, CD’s are a smart option to help maximize your profit.

  • Highly competitive rates
  • Minimum Deposit of $500
  • Terms ranging from 3 months to 60 months
  • Automatically Renewable

Individual Retirement Accounts (IRA's)

Invest in your future with a Heartland State Bank IRA. We offer Roth IRA’s , Traditional IRA’s and Coverdell Education Savings Accounts in the form of Certificate of Deposits.

  • Highly competitive rates
  • Minimum Deposit of $500
  • Terms ranging from 3 months to 60 months
  • Automatically Renewable.

Contact a bank customer service representative for more information on CD’s and IRA’s.

A Penalty may be imposed for early withdrawal. The interest rate and annual percentage yield may change after account opening. Rates and Fees vary; please contact Heartland State Bank for more information.

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